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• Lifetime Health Cover

  https://privatehealth.gov.au/health_insurance/surcharges_incentives/lifetime_health_cover.htm

  Health Insurers Compare Policies Contact Us FAQ Lifetime Health Cover Lifetime Health Cover (LHC) is a Government initiative that started on 1 July 2000. It was designed to encourage

• Lifetime Health Cover calculator

  https://privatehealth.gov.au/dynamic/lhc

  This calculator will provide you with information about your Lifetime Health Cover (LHC) base day and loading based on the provisions of the Private Health Insurance Act 2007 which commenced on 1 April 2007

• Ten Years Continuous Cover calculator

  https://privatehealth.gov.au/dynamic/lhc10year

  lifetime, health, cover, loading, continuous This calculator is for people who are already paying for hospital cover with a Lifetime Health Cover (LHC) loading. It will help you determine if you have

• Lifetime Health Cover calculators

  https://privatehealth.gov.au/footer/lifetimehealthcover/index.htm

  lifetime, health, cover, loading Calculators to help you determine the lifetime health cover (LHC) loading payable on your hospital cover. Lifetime Health Cover calculators

• Managing your policy

  https://privatehealth.gov.au/health_insurance/howitworks/managing_your_policy.htm

  will need to serve any waiting periods after your suspension period ends. Suspending your membership with the agreement of your health insurer will not affect your Lifetime Health Cover   (LHC

• Government Surcharges & Incentives

  https://privatehealth.gov.au/health_insurance/surcharges_incentives/index.htm

  costs. If you purchase hospital cover after the 1 July following your 31st birthday, you will have to pay the  Lifetime Health Cover  (LHC) loading on top of your premium. The loading increases for every

• Frequently Asked Questions

  https://privatehealth.gov.au/faq.htm

  citizens and permanent residents who recently turned 31 or registered for full Medicare benefits. The letters are sent to inform you about the Lifetime Health Cover (LHC) rules, which may

• Australian Government Private Health Insurance Rebate

  https://privatehealth.gov.au/health_insurance/surcharges_incentives/insurance_rebate.htm

  in the Consumer Price Index and the industry weighted average premium increase.    The rebate and Lifetime Health Cover Lifetime Health Cover (LHC) is a financial loading applied on top of your hospital

• Ask a question

  https://privatehealth.gov.au/dynamic/askaquestion

  . You can find information about Lifetime Health Cover (LHC) on this website. To calculate your LHC loading, or to check if you have completed 10 years of continuous hospital cover

• Registered health insurers

  https://privatehealth.gov.au/health_insurance/howitworks/registeredinsurers.htm

  you want to buy on any basis, regardless of your health or how likely you are to claim. Lifetime Health Cover (LHC) is an exception to community rating - you will have to pay a higher premium

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