TUH Health Fund (QTU)
TUH is a not-for-profit fund, established in Queensland in 1972 by the Queensland Teachers Union. Our profits go back to members in benefits and services, not to shareholders. We care about our members and work to improve the quality of their lives.
TUH Health Fund provide further information regarding:
This fund has agreements with some private hospitals or day surgeries to provide services at low or no out-of-pocket costs. You can see Agreement Hospitals for this insurer and further details are available from the insurer.
This insurer is a mutual organisation that operates on a not-for-profit basis.
TUH Health Fund operates in all states and territories.
TUH Health Fund polices are sold under a number of different brands, including:
- Union Health
Membership is open to past and present members of any union and family members of eligible people, whether the eligible person is a TUH member or not. Please contact us if you are in any doubt as to your eligibility.
The Private Health Insurance Ombudsman prepares an annual report on the service delivery and performance of Australian health insurers. The following is a selection of statistics about this health insurer - the full report and an explanation of these figures is available from the Ombudsman's website. Please note information is not provided for some insurers in some states, as there are insufficient numbers reported to APRA for states in which the insurer does not have a large membership.
|Benefits as a % of contributions||86.7%||88%|
|Management expenses (% cont)||9.2%||9.2%|
|Management expenses (average policy)||$455||$343|
|Member retention (%)||84%||81%|
|Hospital Related Charges Covered||90.6%||91.1%||89.5%||92.4%||93.8%||93.0%||95.0%||90.3%|
|Medical Services with No Gaps||87.6%||90.5%||88.5%||92.6%||87.4%||88.6%||93.1%||81.6%|
|Medical Services with No or Known Gaps||97.1%||97.6%||98.0%||98.4%||100%||97.9%||99.3%||86.8%|
|General Treatment (extras) Covered||45.7%||49.1%||48.4%||54.9%||52.6%||50.1%||53.1%||48.4%|
|Private Hospital Agreements||5||95||74||50||25||21||8||2|
|Day Hospital Agreements||8||89||72||50||27||22||4||1|
|Share of PHIO complaints compared to insurer market share|