(before any rebate or insurer discount)
Covers two adults & dependants (3 or more people, only 2 of whom are adults)
Available in Victoria
Closed to new members
# You may be entitled to an Australian Government rebate on the above premium. Your premium may also include an insurer discount. Check with your insurer for details.
This policy covers children and other dependants up to and including the age of 20, students up to and including the age of 24, as well as persons with a disability who qualify as a child or other dependant or student in these age ranges.
This health insurer does not operate a preferred provider scheme.
| Treatment | Waiting period (months) | Benefit limits (per 12 months unless otherwise stated) | Examples of maximum benefits |
|---|---|---|---|
| General dental | 2 | $400 per person up to $150 per service up to $800 per policy (combined limit for general dental, optical, physiotherapy, chiropractic, acupuncture & remedial massage) | Periodic oral examination - 70% of charge Scale & clean - 70% of charge Fluoride treatment - 70% of charge Surgical tooth extraction - 70% of charge |
| Optical | 6 | Single vision lenses & frames - 70% of charge Multi-focal lenses & frames - 70% of charge | |
| Physiotherapy | 2 | Initial visit - 70% of charge Subsequent visit - 70% of charge | |
| Chiropractic | 2 | Initial visit - 70% of charge Subsequent visit - 70% of charge | |
| Acupuncture | 2 | Initial visit - 70% of charge Subsequent visit - 70% of charge | |
| Remedial massage | 2 | Initial visit - 70% of charge Subsequent visit - 70% of charge |
| Blood glucose monitors | Major dental | Podiatry |
| Endodontic | Non PBS pharmaceuticals | Psychology |
| Hearing aids | Orthodontic | Other treatments - check with your insurer |
In Victoria this policy provides:
Emergency: with a waiting period of 1 day, limited to 1 services per year.
Call-out fees: will not be paid.
The information contained in this Private Health Information Statement was provided by the insurer and is intended as general information. It may not take into account your particular circumstances. For information please contact the insurer.
For information on what is covered under each category, see https://www.privatehealth.gov.au/categories
Restricted categories partially cover your hospital costs as a private patient in a public hospital. You may incur significant expenses in a private room or private hospital.
These categories are not covered by this policy.