(before any rebate or insurer discount)
Covers only one person
Available in NSW & ACT
# You may be entitled to an Australian Government rebate on the above premium. Your premium may also include an insurer discount. Check with your insurer for details.
This cover is available to select nib corporate groups.
By using our FirstChoice providers, you may have lower out-of-pocket costs on many allied health services. A list of "preferred providers" is available from the health insurer. See https://www.nib.com.au/find-a-provider.
| Note, for items marked with an asterisk *: Benefit paid after current PBS patient contribution deducted. | |||
|---|---|---|---|
| Treatment | Waiting period (months) | Benefit limits (per 12 months unless otherwise stated) | Examples of maximum benefits |
| General dental | 0 | $500 per policy (combined limit for general dental, major dental, endodontic & orthodontic) | Periodic oral examination - 65% of charge Scale & clean - 65% of charge Fluoride treatment - 65% of charge |
| Major dental | 12 | Surgical tooth extraction - 65% of charge Full crown veneered - 65% of charge | |
| Endodontic | 12 | Filling of one root canal - 65% of charge | |
| Orthodontic | 12 | Braces for upper & lower teeth, including removal plus fitting of retainer - 65% of charge | |
| Optical | 0 | $200 per policy | Single vision lenses & frames - 65% of charge Multi-focal lenses & frames - 65% of charge |
| Non PBS pharmaceuticals* | 0 | $150 per policy | Per eligible prescription - 65% of charge |
| Physiotherapy | 0 | $300 per policy (combined limit for physiotherapy, chiropractic, exercise physiology & osteopathy) | Initial visit - 65% of charge Subsequent visit - 65% of charge |
| Chiropractic | 0 | Initial visit - 65% of charge Subsequent visit - 65% of charge | |
| Acupuncture | 0 | $150 per policy (combined limit for acupuncture, remedial massage & chinese medicine) | Initial visit - 65% of charge Subsequent visit - 65% of charge |
| Remedial massage | 0 | Initial visit - 65% of charge Subsequent visit - 65% of charge | |
| Chinese medicine | 0 | Initial visit - 65% of charge Subsequent visit - 65% of charge | |
| Exercise physiology | 0 | Combined limit - see Physiotherapy | Initial visit - 65% of charge Subsequent visit - 65% of charge |
| Osteopathy | 0 | Combined limit - see Physiotherapy | Initial visit - 65% of charge Subsequent visit - 65% of charge |
| Myotherapy - $150 combined limit with acupuncture, remedial massage and Chinese herbalism per person per calendar year. The combined annual limit for physiotherapy/exercise physiology/chiropractic/osteopathy will increase by $50 per calendar year to $500. The annual limit for Dental will increase by $50 per calendar year to $700. | |||
| Blood glucose monitors | Podiatry | Other treatments - check with your insurer |
| Hearing aids | Psychology |
nib's Corporate basic range of Extras with benefits paid at 65% of the cost. Of course, you can see your choice of provider, but by choosing a FirstChoice provider, you may have less to pay towards the cost of your treatment. We’ve created the FirstChoice network to help you access quality healthcare and a better deal for you and your family. We’ve locked in lower costs with our FirstChoice providers, so you can enjoy competitive treatment fees when you visit the dentist or a discount the next time you claim for glasses.
In NSW & ACT this policy provides:
Emergency: Unlimited with a waiting period of 1 day.
Call-out fees: will be paid for each attendance, including emergency treatment without transport to hospital.
All our health covers include unlimited emergency ambulance (1 day waiting period on all emergency ambulance). Emergency ambulance is when you need immediate transport by a State or Territory ambulance to get to a hospital or other facility for urgent medical treatment. No annual limits for emergency ambulance apply.
The information contained in this Private Health Information Statement was provided by the insurer and is intended as general information. It may not take into account your particular circumstances. For information please contact the insurer.
For information on what is covered under each category, see https://www.privatehealth.gov.au/categories
Restricted categories partially cover your hospital costs as a private patient in a public hospital. You may incur significant expenses in a private room or private hospital.
These categories are not covered by this policy.