(before any rebate or insurer discount)
Covers two adults & dependants (3 or more people, only 2 of whom are adults)
Available in All States
# You may be entitled to an Australian Government rebate on the above premium. Your premium may also include an insurer discount. Check with your insurer for details.
This policy covers children and other dependants up to and including the age of 20, students up to and including the age of 24, as well as persons with a disability who qualify as a child or other dependant or student in these age ranges.
This health insurer does not operate a preferred provider scheme.
| Note, for items marked with an asterisk *: $350 benefit limit per person in the first year of dental membership. | |||
|---|---|---|---|
| Treatment | Waiting period (months) | Benefit limits (per 12 months unless otherwise stated) | Examples of maximum benefits |
| General dental* | 2 | $1,050 per person (combined limit for general dental, major dental, endodontic, orthodontic & other services - Sub-limits apply) $1,500 lifetime limit for Orthodontic | Periodic oral examination - $59.85 Scale & clean - $122.70 Fluoride treatment - $51.20 Surgical tooth extraction - $204.00 |
| Major dental* | 2 | Full crown veneered - $650.00 | |
| Endodontic* | 2 | Filling of one root canal - $199.80 | |
| Orthodontic* | 24 | Braces for upper & lower teeth, including removal plus fitting of retainer - $600.00 | |
| Includes No Gap preventative dental treatment. Dentures included - full set claimable every 3 years. Members paying by direct debit will receive a 2.5% discount (cheque or savings account only). | |||
| Acupuncture | Non PBS pharmaceuticals | Psychology |
| Blood glucose monitors | Optical | Remedial massage |
| Chiropractic | Physiotherapy | Other treatments - check with your insurer |
| Hearing aids | Podiatry |
Ambulance cover is provided by the State government in Tasmania (https://www.health.tas.gov.au/ambulance/fees_and_accounts) and Queensland (https://www.ambulance.qld.gov.au/). In other states concession card holders may have free cover and there are subscription services in several states (https://privatehealth.gov.au/health_insurance/what_is_covered/ambulance.htm).
The information contained in this Private Health Information Statement was provided by the insurer and is intended as general information. It may not take into account your particular circumstances. For information please contact the insurer.
For information on what is covered under each category, see https://www.privatehealth.gov.au/categories
Restricted categories partially cover your hospital costs as a private patient in a public hospital. You may incur significant expenses in a private room or private hospital.
These categories are not covered by this policy.