Private Health Information Statement - General treatment policy

Top Extras 75

Monthly Premium

$161.60 #

(before any rebate or insurer discount)

Covers 2 adults (and no-one else)

Available in Tasmania

# You may be entitled to an Australian Government rebate on the above premium. Your premium may also include an insurer discount. Check with your insurer for details.

General Treatment Cover

At Members' Choice extras providers you may get more for your cover. This includes 100% back on a dental check up, scale and clean each year and great optical deals. See https://www.medibank.com.au/health-insurance/find-provider/#/.

This policy includes General treatment (Extras) cover for

General treatment legend
Note, for items marked with an asterisk *: A 12 month waiting period applies to surgical tooth extraction. Exercise physiology benefit is $21.50 for individual consultations and $12.00 for group consultations.
TreatmentWaiting period (months)Benefit limits (per 12 months unless otherwise stated)Examples of maximum benefits
General dental*2No annual limitPeriodic oral examination - $30.50
Scale & clean - $51.20
Fluoride treatment - $16.70
Surgical tooth extraction - $126.50
Major dental12$1,000 per person
(combined limit for major dental & endodontic)
Full crown veneered - $787.10
Endodontic12Filling of one root canal - $146.60
Orthodontic*12$800 per person
$2,400 lifetime limit
Braces for upper & lower teeth, including removal plus fitting of retainer - 100% of charge
Optical6$225 per personSingle vision lenses & frames - 100% of charge
Multi-focal lenses & frames - 100% of charge
Non PBS pharmaceuticals2$400 per personPer eligible prescription - $31.00
Physiotherapy2$600 per personInitial visit - $47.90
Subsequent visit - $40.70
Chiropractic2$400 per person
(combined limit for chiropractic & osteopathy)
Initial visit - $47.20
Subsequent visit - $35.40
Podiatry2$400 per person
(combined limit for podiatry & orthotics (podiatric orthoses))
Initial visit - $38.10
Subsequent visit - $30.60
Psychology0$400 per personInitial visit - $105.89
Subsequent visit - $87.69
Acupuncture2$300 per person
(combined limit for acupuncture, remedial massage, chinese medicine & exercise physiology)
Initial visit - $38.60
Subsequent visit - $30.00
Remedial massage2Initial visit - $41.40
Subsequent visit - $29.90
Hearing aids36$800 per person
1 appliance(s) every 5 years
Hearing aid - 100% of charge
Blood glucose monitors24$200 per person
1 appliance(s) every 3 years
Per monitor - 100% of charge
Chinese medicine2Combined limit - see AcupunctureInitial visit - $21.50
Subsequent visit - $21.50
Dietetics/dietary advice2$400 per personInitial visit - $54.00
Subsequent visit - $29.80
Exercise physiology*2Combined limit - see AcupunctureInitial visit - $21.50
Subsequent visit - $12.00
Eye therapy (orthoptics)2$400 per personInitial visit - $45.00
Subsequent visit - $35.00
Occupational therapy2$400 per personInitial visit - $58.90
Subsequent visit - $43.20
Orthotics (podiatric orthoses)2Combined limit - see PodiatryOrthotics supply & fit - 75% of charge
Osteopathy2Combined limit - see ChiropracticInitial visit - $47.20
Subsequent visit - $35.40
Speech therapy2$400 per personInitial visit - $56.50
Subsequent visit - $38.10
Health appliances and external prostheses 2 mth waiting period. Fixed benefits and various benefits replacement periods apply. $400 annual limit. Breathing appliances (12mth waiting period) and Blood pressure monitors (24mth waiting period) 1 appliance every 36 months, shared annual limit with Blood glucose monitors. Counselling (no waiting period) shares an annual limit with Psychology. Please contact Medibank for more information.

This policy does not include General treatment (Extras) cover for

General treatment legend
Other treatments - check with your insurer

Ambulance cover

Ambulance cover is provided by the State government for residents of Tasmania. This may include cover whilst interstate, except for South Australia and Queensland where no cover applies. In other states please check with Ambulance Tasmania - https://www.health.tas.gov.au/ambulance/fees_and_accounts.

Disclaimer

The information contained in this Private Health Information Statement was provided by the insurer and is intended as general information. It may not take into account your particular circumstances. For information please contact the insurer.

Covered

For information on what is covered under each category, see https://www.privatehealth.gov.au/categories

Restricted

Restricted categories partially cover your hospital costs as a private patient in a public hospital. You may incur significant expenses in a private room or private hospital.

Not Covered

These categories are not covered by this policy.