(before any rebate or insurer discount)
Covers two adults & dependants (3 or more people, only 2 of whom are adults)
Available in Victoria
# You may be entitled to an Australian Government rebate on the above premium. Your premium may also include an insurer discount. Check with your insurer for details.
This policy covers children and other dependants up to and including the age of 20, students up to and including the age of 30, as well as persons with a disability who qualify as a child or other dependant or student in these age ranges.
Peoplecare provides the same benefits for all registered providers. You have the power to choose your trusted extras providers. See https://peoplecare.com.au/Members/Providers/Other-health-providers.
| Treatment | Waiting period (months) | Benefit limits (per 12 months unless otherwise stated) | Examples of maximum benefits |
|---|---|---|---|
| General dental | 2 | $750 per person | Periodic oral examination - 60% of charge Scale & clean - 60% of charge Fluoride treatment - 60% of charge Surgical tooth extraction - 60% of charge |
| Major dental | 12 | $500 per person (combined limit for major dental & endodontic) | Full crown veneered - 60% of charge |
| Endodontic | 12 | Filling of one root canal - 60% of charge | |
| Optical | 6 | $200 per person | Single vision lenses & frames - $200.00 Multi-focal lenses & frames - $200.00 |
| Non PBS pharmaceuticals | 2 | $300 per person up to $600 per policy (combined limit for non pbs pharmaceuticals & vaccinations - Sub-limits apply) | Per eligible prescription - $60.00 |
| Physiotherapy | 2 | $350 per person up to $700 per policy (combined limit for physiotherapy, exercise physiology, eye therapy (orthoptics), occupational therapy & other services - Sub-limits apply) | Initial visit - $43.00 Subsequent visit - $33.00 |
| Chiropractic | 2 | $350 per person up to $700 per policy (combined limit for chiropractic & osteopathy) | Initial visit - $40.00 Subsequent visit - $30.00 |
| Podiatry | 2 | $200 per person up to $400 per policy | Initial visit - $40.00 Subsequent visit - $30.00 |
| Acupuncture | 2 | $300 per person up to $600 per policy (combined limit for acupuncture, remedial massage, dietetics/dietary advice & other services) | Initial visit - $40.00 Subsequent visit - $30.00 |
| Remedial massage | 2 | Initial visit - $40.00 Subsequent visit - $30.00 | |
| Dietetics/dietary advice | 2 | Initial visit - $40.00 Subsequent visit - $30.00 | |
| Exercise physiology | 2 | Combined limit - see Physiotherapy | Initial visit - 60% of charge Subsequent visit - 60% of charge |
| Eye therapy (orthoptics) | 2 | Combined limit - see Physiotherapy | Initial visit - $43.00 Subsequent visit - $33.00 |
| Health management / Healthy lifestyle | 6 | $150 per person up to $300 per policy | Health management - 60% of charge |
| Occupational therapy | 2 | Combined limit - see Physiotherapy | Initial visit - $43.00 Subsequent visit - $33.00 |
| Osteopathy | 2 | Combined limit - see Chiropractic | Initial visit - $40.00 Subsequent visit - $30.00 |
| Vaccinations | 2 | Combined limit - see Non PBS pharmaceuticals | Per service - $60.00 |
| Blood glucose monitors | Orthodontic | Other treatments - check with your insurer |
| Hearing aids | Psychology |
https://www.peoplecare.com.au/siteassets/documents/CD/oms/mid-extras.pdf
In Victoria this policy provides:
Emergency: Unlimited with a waiting period of 1 day.
Non-emergency: Unlimited transport with a waiting period of 1 day.
Call-out fees: will be paid for each attendance, including emergency treatment without transport to hospital.
Unlimited Ambulance covers you Australia wide for land, sea and air transport.
https://www.peoplecare.com.au/health-insurance/hospital-cover/ambulance
The information contained in this Private Health Information Statement was provided by the insurer and is intended as general information. It may not take into account your particular circumstances. For information please contact the insurer.
For information on what is covered under each category, see https://www.privatehealth.gov.au/categories
Restricted categories partially cover your hospital costs as a private patient in a public hospital. You may incur significant expenses in a private room or private hospital.
These categories are not covered by this policy.