(before any rebate or insurer discount)
Covers 2 adults (and no-one else)
Available in Northern Territory
# You may be entitled to an Australian Government rebate on the above premium. Your premium may also include an insurer discount. Check with your insurer for details.
This health insurer does not operate a preferred provider scheme.
| Note, for items marked with an asterisk *: Before a benefit is payable on an eligible Pharmacy item, a co-payment amount reasonably determined by HBF is deducted from the cost of each script. | |||
|---|---|---|---|
| Treatment | Waiting period (months) | Benefit limits (per 12 months unless otherwise stated) | Examples of maximum benefits |
| General dental | 2 | $800 per person (combined limit for general dental, major dental & endodontic) | Periodic oral examination - $31.00 Scale & clean - $63.00 Fluoride treatment - $17.00 Surgical tooth extraction - $144.00 |
| Major dental | 12 | Full crown veneered - $743.00 | |
| Endodontic | 12 | Filling of one root canal - $137.00 | |
| Orthodontic | 12 | $400 per person $1,200 lifetime limit | Braces for upper & lower teeth, including removal plus fitting of retainer - 100% of charge |
| Optical | 2 | $250 per person | Single vision lenses & frames - 100% of charge Multi-focal lenses & frames - 100% of charge |
| Non PBS pharmaceuticals* | 2 | $200 per person (combined limit for non pbs pharmaceuticals & vaccinations) | Per eligible prescription - $40.00 |
| Physiotherapy | 2 | $400 per person (combined limit for physiotherapy, chiropractic, exercise physiology & osteopathy) | Initial visit - $50.00 Subsequent visit - $42.00 |
| Chiropractic | 2 | Initial visit - $40.00 Subsequent visit - $27.00 | |
| Podiatry | 2 | $400 per person (combined limit for podiatry, eye therapy (orthoptics), occupational therapy, orthotics (podiatric orthoses) & speech therapy) | Initial visit - $33.00 Subsequent visit - $24.00 |
| Psychology | 2 | $400 per person (combined limit for psychology, acupuncture, remedial massage, chinese medicine, dietetics/dietary advice, health management / healthy lifestyle & other services - Sub-limits apply) | Initial visit - $79.00 Subsequent visit - $79.00 |
| Acupuncture | 2 | Initial visit - $34.00 Subsequent visit - $34.00 | |
| Remedial massage | 2 | Initial visit - $34.00 Subsequent visit - $34.00 | |
| Chinese medicine | 2 | Initial visit - $18.00 Subsequent visit - $18.00 | |
| Dietetics/dietary advice | 2 | Initial visit - $54.00 Subsequent visit - $32.00 | |
| Exercise physiology | 2 | Combined limit - see Physiotherapy | Initial visit - $44.00 Subsequent visit - $34.00 |
| Eye therapy (orthoptics) | 2 | Combined limit - see Podiatry | Initial visit - $38.00 Subsequent visit - $38.00 |
| Health management / Healthy lifestyle | 2 | Combined limit - see Psychology | Health management - 60% of charge |
| Occupational therapy | 2 | Combined limit - see Podiatry | Initial visit - $48.00 Subsequent visit - $28.00 |
| Orthotics (podiatric orthoses) | 12 | Combined limit - see Podiatry | Orthotics supply & fit - $192.00 |
| Osteopathy | 2 | Combined limit - see Physiotherapy | Initial visit - $52.00 Subsequent visit - $38.00 |
| Speech therapy | 2 | Combined limit - see Podiatry | Initial visit - $51.00 Subsequent visit - $39.00 |
| Vaccinations* | 2 | Combined limit - see Non PBS pharmaceuticals | Per service - $40.00 |
| Core Extras also includes cover for: Counselling (waiting period 2 months, $53 initial or subsequent visit up to combined limit - see Psychology); Nutrition (waiting period 2 months, $54 initial visit and $32 subsequent visit up to combined limit - see Psychology); Hypnotherapy (waiting period 2 months, $68 initial or subsequent visit up to combined limit - see Psychology); Myotherapy (waiting period 2 months, $34 initial or subsequent visit up to combined limit - see Psychology); **Note: Natural Therapies (Acupuncture, Hypnotherapy, Myotherapy, Remedial Massage and Traditional Chinese Medicine) has a $200 sub-limit. | |||
| Blood glucose monitors | Hearing aids | Other treatments - check with your insurer |
In Northern Territory this policy provides:
Emergency: with a waiting period of 7 days, limited to 2 services per year.
Call-out fees: will be paid for each attendance, including emergency treatment without transport to hospital.
Emergency ambulance, limited to 2 services per person per year, provides full cover for emergency treatment and urgent ambulance transport (by road) within Australia by a State Government ambulance provider or an HBF approved ambulance provider. Services not covered include air ambulance services, transport between a public hospital to your home and transport not provided in an ambulance.
The information contained in this Private Health Information Statement was provided by the insurer and is intended as general information. It may not take into account your particular circumstances. For information please contact the insurer.
For information on what is covered under each category, see https://www.privatehealth.gov.au/categories
Restricted categories partially cover your hospital costs as a private patient in a public hospital. You may incur significant expenses in a private room or private hospital.
These categories are not covered by this policy.