(before any rebate or insurer discount)
Covers two adults & dependants, including non-student dependants (3 or more people, only 2 of whom are adults)
Available in Queensland
# You may be entitled to an Australian Government rebate on the above premium. Your premium may also include an insurer discount. Check with your insurer for details.
This policy covers children, students up to and including the age of 30 and non-students up to and including the age of 30, as well as persons with a disability who qualify as a child, student or non-student in these age ranges.
HBF members have hundreds of participating optical stores nationally to choose from with access to a range of fully covered glasses. See http://www.hbf.com.au/health-insurance/find-a-provider.
| Treatment | Waiting period (months) | Benefit limits (per 12 months unless otherwise stated) | Examples of maximum benefits |
|---|---|---|---|
| General dental | 2 | $350 per person (no limit on preventative dental) | Periodic oral examination - $37.50 Scale & clean - $73.50 Fluoride treatment - $18.75 Surgical tooth extraction - $81.00 |
| Optical | 2 | $160 per person | Single vision lenses & frames - 100% of charge Multi-focal lenses & frames - 100% of charge |
| Physiotherapy | 2 | $250 per person (combined limit for physiotherapy, chiropractic & osteopathy) | Initial visit - $27.00 Subsequent visit - $21.00 |
| Chiropractic | 2 | Initial visit - $22.00 Subsequent visit - $17.00 | |
| Health management / Healthy lifestyle | 2 | $200 per person (Sub-limits apply) | Health management - 60% of charge |
| Osteopathy | 2 | Combined limit - see Physiotherapy | Initial visit - $22.00 Subsequent visit - $17.00 |
| **Note: Health Management/Healthy Lifestyle – initial visit for Strength for Life is $27 up to combined limit listed. | |||
| Acupuncture | Major dental | Psychology |
| Blood glucose monitors | Non PBS pharmaceuticals | Remedial massage |
| Endodontic | Orthodontic | Other treatments - check with your insurer |
| Hearing aids | Podiatry |
Ambulance cover is provided by the State government for Queensland residents (https://www.ambulance.qld.gov.au/). This includes cover whilst interstate.
The information contained in this Private Health Information Statement was provided by the insurer and is intended as general information. It may not take into account your particular circumstances. For information please contact the insurer.
For information on what is covered under each category, see https://www.privatehealth.gov.au/categories
Restricted categories partially cover your hospital costs as a private patient in a public hospital. You may incur significant expenses in a private room or private hospital.
These categories are not covered by this policy.