(before any rebate or insurer discount)
Covers one adult & dependants (2 or more people, only one of whom is an adult)
Available in Western Australia
Closed to new members
# You may be entitled to an Australian Government rebate on the above premium. Your premium may also include an insurer discount. Check with your insurer for details.
This policy covers children and other dependants up to and including the age of 20, students up to and including the age of 24, as well as persons with a disability who qualify as a child or other dependant or student in these age ranges.
HBF members can access a range of participating dentists and optical stores in WA. This means you get 85% back for preventative dental services and access to a range of fully covered glasses. See http://www.hbf.com.au/health-insurance/find-a-provider.
| Note, for items marked with an asterisk *: Before a benefit is payable on an eligible Pharmacy item, a co-payment amount reasonably determined by HBF is deducted from the cost of each script. | |||
|---|---|---|---|
| Treatment | Waiting period (months) | Benefit limits (per 12 months unless otherwise stated) | Examples of maximum benefits |
| General dental | 2 | $700 per person | Periodic oral examination - $42.00 Scale & clean - $83.00 Fluoride treatment - $21.00 Surgical tooth extraction - $116.00 |
| Major dental | 12 | $750 per person (combined limit for major dental & endodontic) | Full crown veneered - $690.00 |
| Endodontic | 12 | Filling of one root canal - $137.00 | |
| Optical | 2 | $200 per person | Single vision lenses & frames - 100% of charge Multi-focal lenses & frames - 100% of charge |
| Non PBS pharmaceuticals* | 2 | $250 per person | Per eligible prescription - $250.00 |
| Physiotherapy | 2 | $400 per person | Initial visit - $45.00 Subsequent visit - $36.00 |
| Chiropractic | 2 | $400 per person | Initial visit - $42.00 Subsequent visit - $27.00 |
| Podiatry | 2 | $200 per person (combined limit for podiatry & orthotics (podiatric orthoses)) | Initial visit - $39.00 Subsequent visit - $32.00 |
| Remedial massage | 2 | $300 per person (combined limit for remedial massage & other services) | Initial visit - $33.00 Subsequent visit - $33.00 |
| Orthotics (podiatric orthoses) | 12 | Combined limit - see Podiatry | Orthotics supply & fit - 55% of charge |
| Osteopathy | 2 | $400 per person | Initial visit - $42.00 Subsequent visit - $27.00 |
| Saver Extras Mid also includes cover for: MYOTHERAPY (waiting period 2 months, $33 initial and subsequent visit up to combined limit - see Remedial Massage). | |||
| Acupuncture | Hearing aids | Psychology |
| Blood glucose monitors | Orthodontic | Other treatments - check with your insurer |
In Western Australia this policy provides:
Emergency: Unlimited with a waiting period of 7 days.
Call-out fees: will be paid for each attendance, including emergency treatment without transport to hospital.
Emergency ambulance provides full cover for emergency treatment and urgent ambulance transport (by road) within Australia by a State Government ambulance provider or an HBF approved ambulance provider. Services not covered include air ambulance services, transport between a public hospital to your home and transport not provided in an ambulance.
The information contained in this Private Health Information Statement was provided by the insurer and is intended as general information. It may not take into account your particular circumstances. For information please contact the insurer.
For information on what is covered under each category, see https://www.privatehealth.gov.au/categories
Restricted categories partially cover your hospital costs as a private patient in a public hospital. You may incur significant expenses in a private room or private hospital.
These categories are not covered by this policy.