(before any rebate or insurer discount)
Covers two adults & dependants (3 or more people, only 2 of whom are adults)
Available in Tasmania
Closed to new members
# You may be entitled to an Australian Government rebate on the above premium. Your premium may also include an insurer discount. Check with your insurer for details.
This policy covers children and other dependants up to and including the age of 20, students up to and including the age of 24, as well as persons with a disability who qualify as a child or other dependant or student in these age ranges.
This health insurer does not operate a preferred provider scheme.
| Treatment | Waiting period (months) | Benefit limits (per 12 months unless otherwise stated) | Examples of maximum benefits |
|---|---|---|---|
| General dental | 2 | $2,000 per person up to $4,000 per policy (combined limit for general dental, major dental, endodontic, orthodontic & other services - Sub-limits apply) $2,900 lifetime limit for Orthodontic | Periodic oral examination - 80% of charge Scale & clean - 80% of charge Fluoride treatment - 80% of charge |
| Major dental | 12 | Surgical tooth extraction - 80% of charge Full crown veneered - $600.00 | |
| Endodontic | 12 | Filling of one root canal - 80% of charge | |
| Orthodontic | 12 | Braces for upper & lower teeth, including removal plus fitting of retainer - $700.00 | |
| Optical | 6 | $250 per person up to $500 per policy | Single vision lenses & frames - 80% of charge Multi-focal lenses & frames - 80% of charge |
| Physiotherapy | 2 | $400 per person up to $800 per policy (combined limit for physiotherapy & other services - Sub-limits apply) | Initial visit - 80% of charge Subsequent visit - 80% of charge |
| Chiropractic | 2 | $400 per person up to $800 per policy (combined limit for chiropractic, osteopathy & other services - Sub-limits apply) | Initial visit - 80% of charge Subsequent visit - 80% of charge |
| Podiatry | 2 | $400 per person up to $800 per policy (combined limit for podiatry, orthotics (podiatric orthoses) & other services - Sub-limits apply) | Initial visit - 80% of charge Subsequent visit - 80% of charge |
| Psychology | 2 | $400 per person up to $800 per policy (Sub-limits apply) | Initial visit - 80% of charge Subsequent visit - 80% of charge |
| Acupuncture | 2 | $400 per person up to $800 per policy (combined limit for acupuncture, remedial massage & other services - Sub-limits apply) | Initial visit - 80% of charge Subsequent visit - 80% of charge |
| Remedial massage | 2 | Initial visit - 80% of charge Subsequent visit - 80% of charge | |
| Ante-natal/Post-natal classes | 2 | $350 per policy | Initial visit - 80% of charge Subsequent visit - 80% of charge |
| Orthotics (podiatric orthoses) | 12 | Combined limit - see Podiatry | Orthotics supply & fit - 80% of charge |
| Osteopathy | 2 | Combined limit - see Chiropractic | Initial visit - 80% of charge Subsequent visit - 80% of charge |
| Vaccinations | 2 | $100 per person up to $50 per service up to $200 per policy | Per service - 80% of charge |
| Blood glucose monitors | Non PBS pharmaceuticals |
| Hearing aids | Other treatments - check with your insurer |
Ambulance subscription benefits available in selected States & Territories. Remember, Frank is all online. For more information contact Frank on 1300 437 265 or visit www.frankhealthinsurance.com.au
Ambulance cover is provided by the State government for residents of Tasmania. This may include cover whilst interstate, except for South Australia and Queensland where no cover applies. In other states please check with Ambulance Tasmania - https://www.health.tas.gov.au/ambulance/fees_and_accounts.
The information contained in this Private Health Information Statement was provided by the insurer and is intended as general information. It may not take into account your particular circumstances. For information please contact the insurer.
For information on what is covered under each category, see https://www.privatehealth.gov.au/categories
Restricted categories partially cover your hospital costs as a private patient in a public hospital. You may incur significant expenses in a private room or private hospital.
These categories are not covered by this policy.