Private Health Information Statement - General treatment policy

Superior Lifestyle Benefits $100 Excess (Family)

Monthly Premium

$510.83 #

(before any rebate or insurer discount)

Covers two adults & dependants (3 or more people, only 2 of whom are adults)

Available in All States

# You may be entitled to an Australian Government rebate on the above premium. Your premium may also include an insurer discount. Check with your insurer for details.

This policy covers children and other dependants up to and including the age of 20, students up to and including the age of 24, as well as persons with a disability who qualify as a child or other dependant or student in these age ranges.

Employees/Members of organisations with arrangements with this health insurer

General Treatment Cover

This health insurer does not operate a preferred provider scheme.

This policy includes General treatment (Extras) cover for

General treatment legend
Note, for items marked with an asterisk *: Pharmaceutical benefits paid for items with an official pharmacy receipt, after you pay a sum equal to the Australian Government’s highest current PBS co-payment. One hearing aid appliance(s) every five years
TreatmentWaiting period (months)Benefit limits (per 12 months unless otherwise stated)Examples of maximum benefits
General dental0$1,200 per personPeriodic oral examination - 80% of charge
Scale & clean - 80% of charge
Fluoride treatment - 80% of charge
Surgical tooth extraction - 80% of charge
Major dental12$1,700 per person
(combined limit for major dental, endodontic, orthodontic & other services)
Full crown veneered - 80% of charge
Endodontic12Filling of one root canal - 80% of charge
Orthodontic12Braces for upper & lower teeth, including removal plus fitting of retainer - 80% of charge
Optical0$350 per personSingle vision lenses & frames - 80% of charge
Multi-focal lenses & frames - 80% of charge
Non PBS pharmaceuticals*0$500 per personPer eligible prescription - 100% of charge
Physiotherapy0$600 per person
(combined limit for physiotherapy, ante-natal/post-natal classes, eye therapy (orthoptics), occupational therapy, speech therapy & other services)
Initial visit - 80% of charge
Subsequent visit - 80% of charge
Chiropractic0$500 per person
(combined limit for chiropractic, osteopathy & other services)
Initial visit - 80% of charge
Subsequent visit - 80% of charge
Podiatry0$300 per personInitial visit - 80% of charge
Subsequent visit - 80% of charge
Psychology0$500 per person
(combined limit for psychology, acupuncture, remedial massage, chinese medicine, dietetics/dietary advice, exercise physiology & other services)
Initial visit - 80% of charge
Subsequent visit - 80% of charge
Acupuncture0Initial visit - 80% of charge
Subsequent visit - 80% of charge
Remedial massage0Initial visit - 80% of charge
Subsequent visit - 80% of charge
Hearing aids*12$500 per person
1 appliance(s) every 5 years
Hearing aid - 100% of charge
Blood glucose monitors12$500 per person
(combined limit for blood glucose monitors, orthotics (podiatric orthoses) & other services)
Per monitor - 80% of charge
Audiology0$200 per personInitial visit - 80% of charge
Subsequent visit - 80% of charge
Ante-natal/Post-natal classes0Combined limit - see PhysiotherapyInitial visit - 80% of charge
Subsequent visit - 80% of charge
Chinese medicine0Combined limit - see PsychologyInitial visit - 80% of charge
Subsequent visit - 80% of charge
Dietetics/dietary advice0Combined limit - see PsychologyInitial visit - 80% of charge
Subsequent visit - 80% of charge
Exercise physiology0Combined limit - see PsychologyInitial visit - 80% of charge
Subsequent visit - 80% of charge
Eye therapy (orthoptics)0Combined limit - see PhysiotherapyInitial visit - 80% of charge
Subsequent visit - 80% of charge
Health management / Healthy lifestyle6$200 per personHealth management - 80% of charge
Occupational therapy0Combined limit - see PhysiotherapyInitial visit - 80% of charge
Subsequent visit - 80% of charge
Orthotics (podiatric orthoses)12Combined limit - see Blood glucose monitorsOrthotics supply & fit - 80% of charge
Osteopathy0Combined limit - see ChiropracticInitial visit - 80% of charge
Subsequent visit - 80% of charge
Speech therapy0Combined limit - see PhysiotherapyInitial visit - 80% of charge

This policy does not include General treatment (Extras) cover for

General treatment legend
Other treatments - check with your insurer

Other features of this general treatment cover

GU Health specialises in corporate health cover, providing superior health plans with executive benefits. Enjoy at least 80% back on a range of services including general dental, physiotherapy, chiropractic and remedial massage.

For further information about this policy see

https://www.guhealth.com.au/

Ambulance cover

In All States this policy provides:

Emergency: Unlimited with no waiting period.

Non-emergency: Unlimited transport with no waiting period.

Call-out fees: will not be paid.

State schemes provide ambulance services for residents of Tasmania (https://www.health.tas.gov.au/ambulance/fees_and_accounts) and Queensland (https://www.ambulance.qld.gov.au/).

For further information about this policy see

https://www.guhealth.com.au/forms-and-publications/fact-sheets

Disclaimer

The information contained in this Private Health Information Statement was provided by the insurer and is intended as general information. It may not take into account your particular circumstances. For information please contact the insurer.

Covered

For information on what is covered under each category, see https://www.privatehealth.gov.au/categories

Restricted

Restricted categories partially cover your hospital costs as a private patient in a public hospital. You may incur significant expenses in a private room or private hospital.

Not Covered

These categories are not covered by this policy.