Private Health Information Statement - General treatment policy

Budget Benefits (Family)

Monthly Premium

$258.33 #

(before any rebate or insurer discount)

Covers two adults & dependants (3 or more people, only 2 of whom are adults)

Available in All States

# You may be entitled to an Australian Government rebate on the above premium. Your premium may also include an insurer discount. Check with your insurer for details.

This policy covers children and other dependants up to and including the age of 20, students up to and including the age of 24, as well as persons with a disability who qualify as a child or other dependant or student in these age ranges.

Employees/Members of organisations with arrangements with this health insurer

General Treatment Cover

This health insurer does not operate a preferred provider scheme.

This policy includes General treatment (Extras) cover for

General treatment legend
Note, for items marked with an asterisk *: Pharmaceutical benefits paid for items with an official pharmacy receipt, after you pay a sum equal to the Australian Government’s highest current PBS co-payment. Pharmaceutical limit increases by $25 each year up to $300.
TreatmentWaiting period (months)Benefit limits (per 12 months unless otherwise stated)Examples of maximum benefits
General dental0No annual limit
(no limit on preventative dental)
Periodic oral examination - 70% of charge
Scale & clean - 70% of charge
Fluoride treatment - 70% of charge
Surgical tooth extraction - 70% of charge
Optical0$200 per personSingle vision lenses & frames - 50% of charge
Multi-focal lenses & frames - 50% of charge
Non PBS pharmaceuticals*0$200 per personPer eligible prescription - 100% of charge
Physiotherapy0$250 per personInitial visit - 70% of charge
Subsequent visit - 70% of charge
Chiropractic0$200 per person
(combined limit for chiropractic, acupuncture & osteopathy)
Initial visit - 70% of charge
Subsequent visit - 70% of charge
Acupuncture0Initial visit - 70% of charge
Subsequent visit - 70% of charge
Osteopathy0Initial visit - 70% of charge
Subsequent visit - 70% of charge

This policy does not include General treatment (Extras) cover for

General treatment legend
Blood glucose monitorsMajor dentalPsychology
EndodonticOrthodonticRemedial massage
Hearing aidsPodiatryOther treatments - check with your insurer

Other features of this general treatment cover

GU Health specialises in corporate health cover, providing tailored health plans. Enjoy cover for the popular treatments including unlimited benefits for general dental.

For further information about this policy see

https://www.guhealth.com.au/

Ambulance cover

Ambulance cover is provided by the State government in Tasmania (https://www.health.tas.gov.au/ambulance/fees_and_accounts) and Queensland (https://www.ambulance.qld.gov.au/). In other states concession card holders may have free cover and there are subscription services in several states (https://privatehealth.gov.au/health_insurance/what_is_covered/ambulance.htm).

For further information about this policy see

https://www.guhealth.com.au/forms-and-publications/fact-sheets

Disclaimer

The information contained in this Private Health Information Statement was provided by the insurer and is intended as general information. It may not take into account your particular circumstances. For information please contact the insurer.

Covered

For information on what is covered under each category, see https://www.privatehealth.gov.au/categories

Restricted

Restricted categories partially cover your hospital costs as a private patient in a public hospital. You may incur significant expenses in a private room or private hospital.

Not Covered

These categories are not covered by this policy.