Private Health Information Statement - General treatment policy

Economy Benefits Direct (Family)

Monthly Premium

$285.83 #

(before any rebate or insurer discount)

Covers two adults & dependants (3 or more people, only 2 of whom are adults)

Available in All States

Closed to new members

# You may be entitled to an Australian Government rebate on the above premium. Your premium may also include an insurer discount. Check with your insurer for details.

This policy covers children and other dependants up to and including the age of 20, students up to and including the age of 24, as well as persons with a disability who qualify as a child or other dependant or student in these age ranges.

Employees/Members of organisations with arrangements with this health insurer

General Treatment Cover

This health insurer does not operate a preferred provider scheme.

This policy includes General treatment (Extras) cover for

General treatment legend
Note, for items marked with an asterisk *: Hearing Aids are limited to one appliance per person every five years. Pharmaceutical benefits paid for items with an official pharmacy receipt, after you pay a sum equal to the Australian Government’s highest current PBS co-payment.
TreatmentWaiting period (months)Benefit limits (per 12 months unless otherwise stated)Examples of maximum benefits
General dental0$1,000 per person
(combined limit for general dental, major dental, endodontic & orthodontic - Sub-limits apply)
Periodic oral examination - $30.00
Scale & clean - $38.00
Fluoride treatment - $30.00
Surgical tooth extraction - $101.00
Major dental12Full crown veneered - $650.00
Endodontic12Filling of one root canal - $120.00
Orthodontic12Braces for upper & lower teeth, including removal plus fitting of retainer - 60% of charge
Optical0$200 per person
(Sub-limits apply)
Single vision lenses & frames - 60% of charge
Multi-focal lenses & frames - 60% of charge
Non PBS pharmaceuticals*0$500 per personPer eligible prescription - 60% of charge
Physiotherapy0$600 per person
(combined limit for physiotherapy, ante-natal/post-natal classes, eye therapy (orthoptics), occupational therapy, speech therapy & other services - Sub-limits apply)
Initial visit - $30.00
Subsequent visit - $30.00
Chiropractic0$500 per person
(combined limit for chiropractic, psychology, acupuncture, chinese medicine, dietetics/dietary advice, osteopathy & other services - Sub-limits apply)
Initial visit - $30.00
Subsequent visit - $30.00
Podiatry0$300 per person
(Sub-limits apply)
Initial visit - $30.00
Subsequent visit - $30.00
Psychology0Combined limit - see ChiropracticInitial visit - $40.00
Subsequent visit - $40.00
Acupuncture0Combined limit - see ChiropracticInitial visit - $30.00
Subsequent visit - $30.00
Hearing aids*12$500 per person
1 appliance(s) every 5 years
Hearing aid - 60% of charge
Blood glucose monitors12$500 per person
(combined limit for blood glucose monitors, orthotics (podiatric orthoses) & other services)
Per monitor - 60% of charge
Ante-natal/Post-natal classes0Combined limit - see PhysiotherapyInitial visit - $30.00
Subsequent visit - $30.00
Chinese medicine0Combined limit - see ChiropracticInitial visit - $30.00
Subsequent visit - $30.00
Dietetics/dietary advice0Combined limit - see ChiropracticInitial visit - $30.00
Subsequent visit - $30.00
Eye therapy (orthoptics)0Combined limit - see PhysiotherapyInitial visit - $50.00
Subsequent visit - $50.00
Occupational therapy0Combined limit - see PhysiotherapyInitial visit - $50.00
Subsequent visit - $50.00
Orthotics (podiatric orthoses)12Combined limit - see Blood glucose monitorsOrthotics supply & fit - 60% of charge
Osteopathy0Combined limit - see ChiropracticInitial visit - $30.00
Subsequent visit - $30.00
Speech therapy0Combined limit - see PhysiotherapyInitial visit - $50.00
Subsequent visit - $50.00

This policy does not include General treatment (Extras) cover for

General treatment legend
Remedial massageOther treatments - check with your insurer

Other features of this general treatment cover

GU Health specialises in corporate health cover, providing a tailored health plan with extensive benefits. Enjoy benefits back on a wide range of services.

For further information about this policy see

https://www.guhealth.com.au/

Ambulance cover

Ambulance cover is provided by the State government in Tasmania (https://www.health.tas.gov.au/ambulance/fees_and_accounts) and Queensland (https://www.ambulance.qld.gov.au/). In other states concession card holders may have free cover and there are subscription services in several states (https://privatehealth.gov.au/health_insurance/what_is_covered/ambulance.htm).

For further information about this policy see

https://www.guhealth.com.au/forms-and-publications/fact-sheets

Disclaimer

The information contained in this Private Health Information Statement was provided by the insurer and is intended as general information. It may not take into account your particular circumstances. For information please contact the insurer.

Covered

For information on what is covered under each category, see https://www.privatehealth.gov.au/categories

Restricted

Restricted categories partially cover your hospital costs as a private patient in a public hospital. You may incur significant expenses in a private room or private hospital.

Not Covered

These categories are not covered by this policy.