Private Health Information Statement - General treatment policy

Galib Mid Extras (Family)

Monthly Premium

$343.33 #

(before any rebate or insurer discount)

Covers two adults & dependants (3 or more people, only 2 of whom are adults)

Available in All States

# You may be entitled to an Australian Government rebate on the above premium. Your premium may also include an insurer discount. Check with your insurer for details.

This policy covers children and other dependants up to and including the age of 20, students up to and including the age of 24, as well as persons with a disability who qualify as a child or other dependant or student in these age ranges.

This is a corporate policy which is only available to employees/members of organisations with arrangements with this health insurer.

General Treatment Cover

This policy can only be purchased with certain hospital policies.

This health insurer does not operate a preferred provider scheme.

This policy includes General treatment (Extras) cover for

General treatment legend
Note, for items marked with an asterisk *: Pharmaceutical benefits paid for items with an official pharmacy receipt, after you pay a sum equal to the Australian Government’s highest current PBS co-payment. Health Management benefits paid for services and treatment of $20 or more
TreatmentWaiting period (months)Benefit limits (per 12 months unless otherwise stated)Examples of maximum benefits
General dental0No annual limit
(no limit on preventative dental)
Periodic oral examination - $23.00
Scale & clean - $50.00
Fluoride treatment - $22.00
Surgical tooth extraction - $101.00
Major dental12$2,650 per person
(combined limit for major dental & endodontic - Sub-limits apply)
Full crown veneered - $650.00
Endodontic12Filling of one root canal - $118.00
Optical0$200 per personSingle vision lenses & frames - 80% of charge
Multi-focal lenses & frames - 80% of charge
Non PBS pharmaceuticals*0$500 per personPer eligible prescription - 80% of charge
Physiotherapy0$500 per person
(combined limit for physiotherapy, chiropractic, ante-natal/post-natal classes, osteopathy & other services)
Initial visit - $40.00
Subsequent visit - $30.00
Chiropractic0Initial visit - $40.00
Subsequent visit - $30.00
Acupuncture0$300 per person
(combined limit for acupuncture, remedial massage, chinese medicine & other services)
Initial visit - $26.00
Subsequent visit - $26.00
Remedial massage0Initial visit - $26.00
Subsequent visit - $26.00
Ante-natal/Post-natal classes0Combined limit - see PhysiotherapyInitial visit - $40.00
Subsequent visit - $40.00
Chinese medicine0Combined limit - see AcupunctureInitial visit - $26.00
Subsequent visit - $26.00
Health management / Healthy lifestyle*6$200 per policyHealth management - 80% of charge
Osteopathy0Combined limit - see PhysiotherapyInitial visit - $40.00
Subsequent visit - $30.00

This policy does not include General treatment (Extras) cover for

General treatment legend
Blood glucose monitorsOrthodonticPsychology
Hearing aidsPodiatryOther treatments - check with your insurer

Other features of this general treatment cover

GU Health specialises in providing a tailored health plan with extensive benefits. Enjoy generous benefits on a wide range of services including lifestyle services and health management treatments such as stress management, weight loss programs and quit smoking courses.

Ambulance cover

Ambulance cover is provided by the State government in Tasmania (https://www.health.tas.gov.au/ambulance/fees_and_accounts) and Queensland (https://www.ambulance.qld.gov.au/). In other states concession card holders may have free cover and there are subscription services in several states (https://privatehealth.gov.au/health_insurance/what_is_covered/ambulance.htm).

For further information about this policy see

https://www.guhealth.com.au/forms-and-publications/fact-sheets

Disclaimer

The information contained in this Private Health Information Statement was provided by the insurer and is intended as general information. It may not take into account your particular circumstances. For information please contact the insurer.

Covered

For information on what is covered under each category, see https://www.privatehealth.gov.au/categories

Restricted

Restricted categories partially cover your hospital costs as a private patient in a public hospital. You may incur significant expenses in a private room or private hospital.

Not Covered

These categories are not covered by this policy.