(before any rebate or insurer discount)
Covers two adults & dependants (3 or more people, only 2 of whom are adults)
Available in Queensland
Closed to new members
# You may be entitled to an Australian Government rebate on the above premium. Your premium may also include an insurer discount. Check with your insurer for details.
This policy covers children and other dependants up to and including the age of 22, students up to and including the age of 24, as well as persons with a disability who qualify as a child or other dependant or student in these age ranges.
This health insurer does not operate a preferred provider scheme.
| Treatment | Waiting period (months) | Benefit limits (per 12 months unless otherwise stated) | Examples of maximum benefits |
|---|---|---|---|
| General dental | 2 | $1,500 per person | Periodic oral examination - 75% of charge Scale & clean - 75% of charge Fluoride treatment - 75% of charge |
| Major dental | 12 | $800 per person (combined limit for major dental, endodontic & orthodontic) $2,000 lifetime limit for Orthodontic | Surgical tooth extraction - 75% of charge Full crown veneered - 75% of charge |
| Endodontic | 12 | Filling of one root canal - 75% of charge | |
| Orthodontic | 12 | Braces for upper & lower teeth, including removal plus fitting of retainer - 75% of charge | |
| Optical | 6 | $225 per person | Single vision lenses & frames - 100% of charge Multi-focal lenses & frames - 100% of charge |
| Non PBS pharmaceuticals | 2 | $500 per person (combined limit for non pbs pharmaceuticals, podiatry, psychology, acupuncture, remedial massage, hearing aids, blood glucose monitors, chinese medicine, dietetics/dietary advice, exercise physiology, eye therapy (orthoptics), occupational therapy, orthotics (podiatric orthoses) & speech therapy - Sub-limits apply) | Per eligible prescription - 75% of charge |
| Physiotherapy | 2 | $700 per person (combined limit for physiotherapy, chiropractic, health management / healthy lifestyle & osteopathy - Sub-limits apply) | Initial visit - 75% of charge Subsequent visit - 75% of charge |
| Chiropractic | 2 | Initial visit - 75% of charge Subsequent visit - 75% of charge | |
| Podiatry | 2 | Combined limit - see Non PBS pharmaceuticals | Initial visit - 75% of charge Subsequent visit - 75% of charge |
| Psychology | 2 | Combined limit - see Non PBS pharmaceuticals | Initial visit - 75% of charge Subsequent visit - 75% of charge |
| Acupuncture | 2 | Combined limit - see Non PBS pharmaceuticals | Initial visit - 75% of charge Subsequent visit - 75% of charge |
| Remedial massage | 2 | Combined limit - see Non PBS pharmaceuticals | Initial visit - 75% of charge Subsequent visit - 75% of charge |
| Hearing aids | 12 | Combined limit - see Non PBS pharmaceuticals | Hearing aid - 75% of charge |
| Blood glucose monitors | 12 | Combined limit - see Non PBS pharmaceuticals | Per monitor - 75% of charge |
| Chinese medicine | 2 | Combined limit - see Non PBS pharmaceuticals | Initial visit - 75% of charge Subsequent visit - 75% of charge |
| Dietetics/dietary advice | 2 | Combined limit - see Non PBS pharmaceuticals | Initial visit - 75% of charge Subsequent visit - 75% of charge |
| Exercise physiology | 2 | Combined limit - see Non PBS pharmaceuticals | Initial visit - 75% of charge Subsequent visit - 75% of charge |
| Eye therapy (orthoptics) | 2 | Combined limit - see Non PBS pharmaceuticals | Initial visit - 75% of charge Subsequent visit - 75% of charge |
| Health management / Healthy lifestyle | 6 | Combined limit - see Physiotherapy | Health management - 75% of charge |
| Occupational therapy | 2 | Combined limit - see Non PBS pharmaceuticals | Initial visit - 75% of charge Subsequent visit - 75% of charge |
| Orthotics (podiatric orthoses) | 12 | Combined limit - see Non PBS pharmaceuticals | Orthotics supply & fit - 75% of charge |
| Osteopathy | 2 | Combined limit - see Physiotherapy | Initial visit - 75% of charge Subsequent visit - 75% of charge |
| Speech therapy | 2 | Combined limit - see Non PBS pharmaceuticals | Initial visit - 75% of charge Subsequent visit - 75% of charge |
| 75% Extras also includes cover for: Western Herbal Medicine, Naturopathy, Yoga, Pilates, Tai Chi, Shiatsu, and Alexander Technique (waiting period 2 months for all services, 75% benefit up to combined limit for all services - see non-PBS Pharmaceuticals). $300 sub-limit applies for Remedial Massage, Myotherapy and Shiatsu. This product also includes coverage for Counselling consultations under the Psychology limit. *Benefit replacement periods may apply to some Health Aids and Appliances - see insurer for details | |||
| Other treatments - check with your insurer |
Ambulance cover is provided by the State government for Queensland residents (https://www.ambulance.qld.gov.au/). This includes cover whilst interstate.
The information contained in this Private Health Information Statement was provided by the insurer and is intended as general information. It may not take into account your particular circumstances. For information please contact the insurer.
For information on what is covered under each category, see https://www.privatehealth.gov.au/categories
Restricted categories partially cover your hospital costs as a private patient in a public hospital. You may incur significant expenses in a private room or private hospital.
These categories are not covered by this policy.