(before any rebate or insurer discount)
Covers two adults & dependants (3 or more people, only 2 of whom are adults)
Available in Victoria
Closed to new members
# You may be entitled to an Australian Government rebate on the above premium. Your premium may also include an insurer discount. Check with your insurer for details.
This policy covers children and other dependants up to and including the age of 20, students up to and including the age of 24, as well as persons with a disability who qualify as a child or other dependant or student in these age ranges.
This policy can only be purchased with certain hospital policies.
This health insurer does not operate a preferred provider scheme.
| Treatment | Waiting period (months) | Benefit limits (per 12 months unless otherwise stated) | Examples of maximum benefits |
|---|---|---|---|
| General dental | 2 | $400 per person 2 service(s) every 1 year | Periodic oral examination - $22.00 Scale & clean - $36.00 Fluoride treatment - $25.00 Surgical tooth extraction - $55.00 |
| Optical | 2 | 1 appliance(s) every 1 year | Single vision lenses & frames - $145.00 Multi-focal lenses & frames - $185.00 |
| Non PBS pharmaceuticals | 2 | $450 per person | Per eligible prescription - $50.00 |
| Physiotherapy | 2 | $600 per person (combined limit for physiotherapy, chiropractic, podiatry, psychology, acupuncture, remedial massage, dietetics/dietary advice, occupational therapy & speech therapy) | Initial visit - $36.00 Subsequent visit - $30.00 |
| Chiropractic | 2 | Initial visit - $26.00 Subsequent visit - $22.00 | |
| Podiatry | 2 | Initial visit - $25.00 Subsequent visit - $22.00 | |
| Psychology | 2 | Initial visit - $25.00 Subsequent visit - $25.00 | |
| Acupuncture | 2 | Initial visit - $25.00 Subsequent visit - $22.00 | |
| Remedial massage | 2 | Initial visit - $30.00 Subsequent visit - $20.00 | |
| Dietetics/dietary advice | 2 | Initial visit - $25.00 | |
| Occupational therapy | 2 | Initial visit - $28.00 | |
| Speech therapy | 2 | Initial visit - $36.00 | |
| Does not include treatment for: Alexander technique; Aromatherapy; Bowen therapy; Buteyko; Feldenkrais; Western herbalism; homeopathy; iridology; kinesiology; naturopathy; Pilates; reflexology; Rolfing; Shiatsu; Tai chi; Yoga | |||
| Blood glucose monitors | Hearing aids | Orthodontic |
| Endodontic | Major dental | Other treatments - check with your insurer |
Other Dental benefits included Restorations i.e. Fillings, Metallic, 3 or more adhesive, and Posterior tooth 3 or more surfaces
Pensioner Concession Card and Healthcare Card holders are entitled to free clinically necessary ambulance transport. If you are not eligible for a concession and want to be covered, you can purchase insurance from a private health insurer or take out a subscription with the state ambulance service (https://www.ambulance.vic.gov.au/membership).
The information contained in this Private Health Information Statement was provided by the insurer and is intended as general information. It may not take into account your particular circumstances. For information please contact the insurer.
For information on what is covered under each category, see https://www.privatehealth.gov.au/categories
Restricted categories partially cover your hospital costs as a private patient in a public hospital. You may incur significant expenses in a private room or private hospital.
These categories are not covered by this policy.