(before any rebate or insurer discount)
Covers two adults & dependants (3 or more people, only 2 of whom are adults)
Available in South Australia
# You may be entitled to an Australian Government rebate on the above premium. Your premium may also include an insurer discount. Check with your insurer for details.
This policy covers children up to and including the age of 17 and students up to and including the age of 30, as well as persons with a disability who qualify as a child or student in this age range.
Membership of this insurer is restricted to current and past employees of Commonwealth Bank Group, franchisees, contractors, and their families.
By using a CBHS Choice Network provider you will have lower out-of-pocket costs on Dental and Optical and have access to more "no gap" services. A list of providers is available on the CBHS website.
| Treatment | Waiting period (months) | Benefit limits (per 12 months unless otherwise stated) | Examples of maximum benefits |
|---|---|---|---|
| General dental | 2 | $380 per person (Sub-limits apply) | Periodic oral examination - $38.00 Scale & clean - $68.00 Fluoride treatment - $27.00 Surgical tooth extraction - $170.00 |
| Optical | 6 | $200 per person | Single vision lenses & frames - $140.00 Multi-focal lenses & frames - $140.00 |
| Non PBS pharmaceuticals | 2 | $200 per person (combined limit for non pbs pharmaceuticals & vaccinations) | Per eligible prescription - $75.00 |
| Physiotherapy | 2 | $200 per person (combined limit for physiotherapy, chiropractic & osteopathy) | Initial visit - $61.00 Subsequent visit - $43.00 |
| Chiropractic | 2 | Initial visit - $61.00 Subsequent visit - $40.00 | |
| Acupuncture | 2 | $200 per person (combined limit for acupuncture, remedial massage, chinese medicine & other services) | Initial visit - $33.00 Subsequent visit - $33.00 |
| Remedial massage | 2 | Initial visit - $33.00 Subsequent visit - $33.00 | |
| Chinese medicine | 2 | Initial visit - $33.00 Subsequent visit - $33.00 | |
| Dietetics/dietary advice | 2 | $100 per person | Initial visit - $75.00 Subsequent visit - $42.00 |
| Health management / Healthy lifestyle | 2 | $415 per person (Sub-limits apply) | Health management - 100% of charge |
| Osteopathy | 2 | Combined limit - see Physiotherapy | Initial visit - $61.00 Subsequent visit - $35.00 |
| Vaccinations | 2 | Combined limit - see Non PBS pharmaceuticals | Per service - $75.00 |
| Blood glucose monitors | Major dental | Psychology |
| Endodontic | Orthodontic | Other treatments - check with your insurer |
| Hearing aids | Podiatry |
CBHS Wellness Benefits assist you in proactively managing your health and wellbeing. You'll be covered for a variety of health checks and health management programs designed to assist you in living a healthier, happier life.
South Australia has a subscription service to cover ambulance within the state, with an additional fee to cover interstate travel (http://www.saambulance.com.au/ProductsServices/AmbulanceCover.aspx).
The information contained in this Private Health Information Statement was provided by the insurer and is intended as general information. It may not take into account your particular circumstances. For information please contact the insurer.
For information on what is covered under each category, see https://www.privatehealth.gov.au/categories
Restricted categories partially cover your hospital costs as a private patient in a public hospital. You may incur significant expenses in a private room or private hospital.
These categories are not covered by this policy.