(before any rebate or insurer discount)
Covers only one person
Available in Victoria
# You may be entitled to an Australian Government rebate on the above premium. Your premium may also include an insurer discount. Check with your insurer for details.
Membership of this insurer is restricted to current and past employees of Commonwealth Bank Group, franchisees, contractors, and their families.
By using a CBHS Choice Network provider you will have lower out-of-pocket costs on Dental and Optical and have access to more "no gap" services. A list of providers is available on the CBHS website.
| Note, for items marked with an asterisk *: Major Dental: Sublimit for Periodontic is $630, Inlays/Onlays/Facings/Veneers is $1440, Dentures and Implants is $1350, Crowns and Bridges is $3000 and Occlusal Therapy is $920. The $920 for Occlusal Therapy is a lifetime limit. Dentures and Implants, Inlays/Onlays/Facings/Veneers are in any 5 years. Hearing Aids and Blood Glucose Monitors are in any 3 years. Contact CBHS for further details. | |||
|---|---|---|---|
| Treatment | Waiting period (months) | Benefit limits (per 12 months unless otherwise stated) | Examples of maximum benefits |
| General dental | 2 | No annual limit (no limit on preventative dental) | Periodic oral examination - $38.00 Scale & clean - $68.00 Fluoride treatment - $27.00 Surgical tooth extraction - $182.00 |
| Major dental* | 12 | $7,340 per policy (Sub-limits apply) | Full crown veneered - $750.00 |
| Endodontic | 6 | $660 per policy | Filling of one root canal - $157.00 |
| Orthodontic | 12 | $2,800 per policy $2,800 lifetime limit | Braces for upper & lower teeth, including removal plus fitting of retainer - $2,800.00 |
| Optical | 6 | $375 per policy | Single vision lenses & frames - $270.00 Multi-focal lenses & frames - $350.00 |
| Non PBS pharmaceuticals | 2 | $1,000 per policy (combined limit for non pbs pharmaceuticals & vaccinations) | Per eligible prescription - $75.00 |
| Physiotherapy | 2 | $720 per policy | Initial visit - $61.00 Subsequent visit - $43.00 |
| Chiropractic | 2 | $720 per policy | Initial visit - $61.00 Subsequent visit - $40.00 |
| Podiatry | 2 | $400 per policy | Initial visit - $50.00 Subsequent visit - $35.00 |
| Psychology | 2 | $450 per policy | Initial visit - $140.00 Subsequent visit - $80.00 |
| Acupuncture | 2 | $450 per policy (combined limit for acupuncture, chinese medicine & other services) | Initial visit - $33.00 Subsequent visit - $33.00 |
| Remedial massage | 2 | $450 per policy (combined limit for remedial massage & other services) | Initial visit - $33.00 Subsequent visit - $33.00 |
| Hearing aids* | 12 | $1,600 per policy | Hearing aid - 100% of charge |
| Blood glucose monitors* | 12 | $500 per policy (combined limit for blood glucose monitors & other services) | Per monitor - 100% of charge |
| Audiology | 2 | $360 per policy | Initial visit - $60.00 Subsequent visit - $60.00 |
| Ante-natal/Post-natal classes | 2 | $105 per policy | Initial visit - 100% of charge Subsequent visit - 100% of charge |
| Chinese medicine | 2 | Combined limit - see Acupuncture | Initial visit - $33.00 Subsequent visit - $33.00 |
| Dietetics/dietary advice | 2 | $360 per policy | Initial visit - $75.00 Subsequent visit - $42.00 |
| Exercise physiology | 2 | $360 per policy | Initial visit - $35.00 Subsequent visit - $35.00 |
| Eye therapy (orthoptics) | 2 | $455 per policy | Initial visit - $60.00 Subsequent visit - $60.00 |
| Health management / Healthy lifestyle | 2 | $415 per policy (Sub-limits apply) | Health management - 100% of charge |
| Home nursing | 2 | $2,800 per policy | Initial visit - $80.00 Subsequent visit - $80.00 |
| Occupational therapy | 2 | $720 per policy | Initial visit - $61.00 Subsequent visit - $35.00 |
| Orthotics (podiatric orthoses) | 12 | $1,000 per policy (combined limit for orthotics (podiatric orthoses) & other services) | Orthotics supply & fit - $145.00 |
| Osteopathy | 2 | $720 per policy | Initial visit - $61.00 Subsequent visit - $35.00 |
| Speech therapy | 2 | $1,850 per policy | Initial visit - $95.00 Subsequent visit - $46.00 |
| Vaccinations | 2 | Combined limit - see Non PBS pharmaceuticals | Per service - $75.00 |
| OTHER BENEFITS: Unlimited preventative dental; other Artificial Aids; Travel and accommodation - $500; Midwifery services (excl. home births) - $500. Contact CBHS for further details. | |||
| Other treatments - check with your insurer |
CBHS Wellness Benefits assist you in proactively managing your health and wellbeing. You'll be covered for a variety of health checks and health management programs designed to assist you in living a healthier, happier life.
Pensioner Concession Card and Healthcare Card holders are entitled to free clinically necessary ambulance transport. If you are not eligible for a concession and want to be covered, you can purchase insurance from a private health insurer or take out a subscription with the state ambulance service (https://www.ambulance.vic.gov.au/membership).
The information contained in this Private Health Information Statement was provided by the insurer and is intended as general information. It may not take into account your particular circumstances. For information please contact the insurer.
For information on what is covered under each category, see https://www.privatehealth.gov.au/categories
Restricted categories partially cover your hospital costs as a private patient in a public hospital. You may incur significant expenses in a private room or private hospital.
These categories are not covered by this policy.