Private Health Information Statement - General treatment policy

FLEXtras 4 Higher 60

Monthly Premium

$113.20 #

(before any rebate or insurer discount)

Covers 2 adults (and no-one else)

Available in Tasmania

# You may be entitled to an Australian Government rebate on the above premium. Your premium may also include an insurer discount. Check with your insurer for details.

General Treatment Cover

We have agreements with a network of dental practitioners, chiros, physios & podiatrists across Australia called Members First providers. If using them for included services, in most cases you'll lower out of pocket costs. See http://www.bupa.com.au/find-a-provider.

This policy includes General treatment (Extras) cover for

General treatment legend
Note, for items marked with an asterisk *: Choose any four services marked with an asterisk* in the list above (Major Dental and Endodontic count as one selection, Chiropractic and Osteopathy count as one selection, Podiatry and Foot Orthotics count as one selection, Mental Health includes claims regarding Counselling, Digital Mental Health and Psychology and counts as one selection). Pharmacy benefit paid after deduction of the PBS co-payment. Home nursing covers selected services. Dentures payable once every 3 years. Periodic oral examination 012, Scale & Clean 114, Fluoride treatment 121 payable once every 6 months.
TreatmentWaiting period (months)Benefit limits (per 12 months unless otherwise stated)Examples of maximum benefits
General dental*2$750 per personPeriodic oral examination - 60% of charge
Scale & clean - 60% of charge
Fluoride treatment - 60% of charge
Surgical tooth extraction - 60% of charge
Major dental*12$750 per person
(combined limit for major dental & endodontic)
Full crown veneered - 60% of charge
Endodontic*12Filling of one root canal - 60% of charge
Orthodontic*12$800 per person
$1,600 lifetime limit
Braces for upper & lower teeth, including removal plus fitting of retainer - 60% of charge
Optical*2$250 per personSingle vision lenses & frames - 60% of charge
Multi-focal lenses & frames - 60% of charge
Non PBS pharmaceuticals*2$400 per personPer eligible prescription - 60% of charge
Physiotherapy*2$500 per personInitial visit - 60% of charge
Subsequent visit - 60% of charge
Chiropractic*2$500 per person
(combined limit for chiropractic & osteopathy)
Initial visit - 60% of charge
Subsequent visit - 60% of charge
Podiatry*2$500 per person
(combined limit for podiatry & orthotics (podiatric orthoses))
Initial visit - 60% of charge
Subsequent visit - 60% of charge
Psychology*2$400 per personInitial visit - 60% of charge
Subsequent visit - 60% of charge
Acupuncture*2$150 per personInitial visit - 60% of charge
Subsequent visit - 60% of charge
Remedial massage*2$225 per personInitial visit - 60% of charge
Subsequent visit - 60% of charge
Ante-natal/Post-natal classes*2$350 per personInitial visit - 60% of charge
Subsequent visit - 60% of charge
Chinese medicine*2$150 per personInitial visit - 60% of charge
Subsequent visit - 60% of charge
Dietetics/dietary advice*2$300 per personInitial visit - 60% of charge
Subsequent visit - 60% of charge
Exercise physiology*2$350 per personInitial visit - 60% of charge
Subsequent visit - 60% of charge
Eye therapy (orthoptics)*2$300 per personInitial visit - 60% of charge
Subsequent visit - 60% of charge
Home nursing*2$350 per personInitial visit - 60% of charge
Subsequent visit - 60% of charge
Occupational therapy*2$300 per personInitial visit - 60% of charge
Subsequent visit - 60% of charge
Orthotics (podiatric orthoses)*12Combined limit - see PodiatryOrthotics supply & fit - 60% of charge
Osteopathy*2Combined limit - see ChiropracticInitial visit - 60% of charge
Subsequent visit - 60% of charge
Speech therapy*2$300 per personInitial visit - 60% of charge
Subsequent visit - 60% of charge
If Travel and Accommodation service is selected, you will receive 50% (FLEXtras 50) or 60% (FLEXtras 60) back up to $100 per person per year for travel expenses and up to $150 per person per year for accommodation expenses. Where applicable, benefits will be paid under your Hospital cover (cannot claim benefits on both hospital and extras for the same trip). Eligibility criteria apply. If selected, Ante/Post-natal consultations and courses including lactation consultations, with a Bupa recognised provider in private practice.

This policy does not include General treatment (Extras) cover for

General treatment legend
Blood glucose monitorsHearing aidsOther treatments - check with your insurer

Other features of this general treatment cover

Customers can choose either a standard or higher limit and have the freedom to flex between the two at any time, standard waiting periods apply for each of your selected services before the increased limit is effective. Plus, the flexibility to swap service selections as needed if you haven’t claimed that service in the calendar year. Waiting periods and fund rules apply.

Ambulance cover

Ambulance cover is provided by the State government for residents of Tasmania. This may include cover whilst interstate, except for South Australia and Queensland where no cover applies. In other states please check with Ambulance Tasmania - https://www.health.tas.gov.au/ambulance/fees_and_accounts.

Other features of this ambulance cover

You are covered for the uncapped costs associated with emergency ambulance transport services (via air or road) including on-the-spot emergency attendances where the service is provided by a Bupa recognised ambulance service. The following ambulance services are recognised by Bupa: ACT Ambulance Service, Ambulance Service of NSW, Ambulance Victoria, Queensland Ambulance Service, South Australia Ambulance Service, St John Ambulance NT, St John Ambulance WA, and Ambulance Tasmania. If you are eligible to claim from another source, a benefit won’t be paid by Bupa.

For further information about this policy see

http://www.bupa.com.au/health-insurance/cover/ambulance

Disclaimer

The information contained in this Private Health Information Statement was provided by the insurer and is intended as general information. It may not take into account your particular circumstances. For information please contact the insurer.

Covered

For information on what is covered under each category, see https://www.privatehealth.gov.au/categories

Restricted

Restricted categories partially cover your hospital costs as a private patient in a public hospital. You may incur significant expenses in a private room or private hospital.

Not Covered

These categories are not covered by this policy.