(before any rebate or insurer discount)
Covers only one person
Available in All States
# You may be entitled to an Australian Government rebate on the above premium. Your premium may also include an insurer discount. Check with your insurer for details.
Membership of this insurer is restricted to Medical and allied health professionals, their families, medical students and AMA employees.
Only available to doctors who hold a current Intern or RMO1 policy with Avant Mutual.
This health insurer does not operate a preferred provider scheme.
| Note, for items marked with an asterisk *: Check-ups limited to an examination, scale and clean and fluoride treatment where the fees are within the range of usual, customary and reasonable charges. General dental excludes tooth whitening and oral surgery. | |||
|---|---|---|---|
| Treatment | Waiting period (months) | Benefit limits (per 12 months unless otherwise stated) | Examples of maximum benefits |
| General dental* | 0 | $300 per policy | Periodic oral examination - 100% of charge Scale & clean - 100% of charge Fluoride treatment - 100% of charge |
| Optical | 0 | $100 per policy | Single vision lenses & frames - 100% of charge Multi-focal lenses & frames - 100% of charge |
| Physiotherapy | 0 | $200 per policy (combined limit for physiotherapy, remedial massage & dietetics/dietary advice) | Initial visit - $25.00 Subsequent visit - $25.00 |
| Psychology | 0 | $200 per policy | Initial visit - $50.00 Subsequent visit - $50.00 |
| Remedial massage | 0 | Combined limit - see Physiotherapy | Initial visit - $25.00 Subsequent visit - $25.00 |
| Dietetics/dietary advice | 0 | Combined limit - see Physiotherapy | Initial visit - $25.00 Subsequent visit - $25.00 |
| Benefit limits applied over the period as the corresponding Avant Intern or RMO1 policy. Combined policy limit of $200 for Physiotherapy, Remedial Massage & Myotherapy and Dietetics. Group Physiotherapy $10 per session. | |||
| Acupuncture | Hearing aids | Podiatry |
| Blood glucose monitors | Major dental | Other treatments - check with your insurer |
| Chiropractic | Non PBS pharmaceuticals | |
| Endodontic | Orthodontic |
Designed to introduce young doctors the benefits of private health insurance. Created exclusively for members who hold a current Intern or RMO1 policy with Avant Mutual. There are no preferred provider networks, so you have complete choice of extras provider. Benefits include 100% of the cost for the first dental check-up, 50% of the cost for subsequent check-ups and other general dental services. No sub-limits on Optical benefits. Use the full $100 limit on your choice of frames, lenses or contact lenses.
Ambulance cover is provided by the State government in Tasmania (https://www.health.tas.gov.au/ambulance/fees_and_accounts) and Queensland (https://www.ambulance.qld.gov.au/). In other states concession card holders may have free cover and there are subscription services in several states (https://privatehealth.gov.au/health_insurance/what_is_covered/ambulance.htm).
The information contained in this Private Health Information Statement was provided by the insurer and is intended as general information. It may not take into account your particular circumstances. For information please contact the insurer.
For information on what is covered under each category, see https://www.privatehealth.gov.au/categories
Restricted categories partially cover your hospital costs as a private patient in a public hospital. You may incur significant expenses in a private room or private hospital.
These categories are not covered by this policy.