Discounts on premiums

Health insurers may offer discounts on premiums for people who:

pay their premiums at least three months in advance,
pay by payroll deduction,
pay by pre-arranged automatic transfer from an account,
have agreed to communicate with the private health insurer, and make claims under the policy, by electronic means,
belong to a contribution group under the rules of the insurer, eg your health insurance product is organised through your workplace or an organisation you belong to, and
the insurer is not required to pay a state or territory levy, eg if you are a pensioner or a low income earner in New South Wales or the Australian Capital Territory, your premium may be reduced because you are entitled to free ambulance cover.