How health insurance works

This section of the site outlines how health insurance works;

Who is covered explains who is covered under different types of health insurance policies.
Types of private health cover describes the different categories and how they are defined, eg single cover.
Out-of-pocket expenses (gaps) explains how 'medical gaps' occur and what options you have for reducing these costs.
Lowering your premium details your options for reducing premiums in exchange for accepting an excess, co-payment or restrictions.
Waiting periods explains how long you need to wait before you can claim on your health insurance policy.

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