PrivateHealth.gov.au

About health insurers

About health insurers

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This section explains how health insurers operate in Australia.

  • How health insurers work explains the regulations that determine how the different types of insurers operate
  • Restricted insurers  are only available to people who are current or former members of the specific industry or organisation which sponsors the restricted fund
  • Agreement hospitals describes the arrangements some health insurers have to provide services at reduced costs to consumers
  • Gap cover doctors explains the arrangement some health insurers have with some doctors and the limits on these
  • Corporate policies describes the tailored policies some health insurers provide
  • State of the Funds Report provides a link to the latest State of the Funds report, produced annually by the Private Health Insurance Ombudsman
  • List of insurers provides a list of all registered providers.